When severe storms strike Kansas City, the roof storm damage can be severe and extensive. As a homeowner, you’re responsible for identifying storm damage, submitting an insurance claim, and coordinating any necessary repairs.
According to Brandt Bentley of Grace Homes, a company that specializes in Kansas City roof storm damage repair, working through the insurance claims process after a storm can be tedious and time-consuming. That’s why his company works directly with customers’ insurance companies to ensure smooth processing of claims and prompt payment. Here, he explains the roof inspection process and what you can expect to pay for your roof repair or replacement.
Assessing the Damage
For the average homeowner in Kansas City, roof storm damage can be difficult to assess. It’s not always possible to see the extent of the problem from the ground, and it takes a trained eye to determine whether or not remediation is necessary. You’ll need help from a reputable roofing company to identify trouble spots and to measure the scope of the damage. Grace Homes, Bentley says, offers free inspections and estimates, so customers get the answers they need and can move forward with the claims process as quickly as possible.
Verifying the Inspector’s Recommendations
If the roof inspection reveals significant problems with your roof, you’ll need to contact your insurance provider. Bear in mind that many insurance policies specify a time limit for reporting storm damage, so you’ll want to act quickly to ensure that your roof repair or replacement is covered. As the first step in the claims process, your insurance company will send an adjuster to verify the inspector’s findings and recommendations for repair or replacement. Once this step is complete, the work can be scheduled.
Paying for Your Roof Replacement
The amount you’ll be expected to pay for your roof repair or replacement depends on your insurance policy and the roofing company you choose. Most homeowners’ insurance policies include a deductible – an amount of money you must pay before your insurance coverage begins. You should expect to pay this amount, but not more, for your new roof.
“If you’re working with a good roofing company, they’re not going to charge you more than your insurance company is willing to pay,” explains Bentley. “At Grace Homes, we don’t specify our own pricing. We use insurance industry standard pricing, which means no extra out-of-pocket expenses for our customers.”
Who to Call for Help
When you’re facing significant roof storm damage, the Kansas City roofing experts at Grace Homes can help. With over 15 years of industry experience, Grace Homes has the skill and expertise to do the job right. And their willingness to do everything possible to ensure your satisfaction means that you’ll enjoy great service, a smooth insurance transaction and quality workmanship.