Buying a Used Car with Bad Credit

Not everyone has the credit to buy a new car. Sometimes people find themselves in life circumstances that leave them with bad credit like losing a job, incurring costly medical bills, basically any number of situations that are often beyond a person’s control. “Bad things happen to good people all the time” says Michelle Gage, General Manager of J.D. Byrider, of Ashtabula.

J.D. Byrider, an Ashtabula bad credit car dealer has been successful in helping people who have been turned down for loans rebuild their credit by allowing them to finance a safe and reliable used car. Gage says she assures that her customers get the reliable cars they need that fit their lifestyles and their budgets by going through a billing process to set up a payment schedule that works for them. Customers are asked about the bills they pay and how much per month and their monthly income so customers aren’t forced to make the decision between car payments and food. All of this goes toward people being able to move forward, financially speaking.

Ashtabula bad credit car dealer, J.D. Byrider also makes financing a used car easier for its customers by having it in house. Financing consists of a three and a half year simple interest loan and no pre-payment penalty fee. If it sounds too good to be true, it isn’t. “I’m living proof” Gage admits.

Sometimes, when buying a used car from a bad credit car dealership in Ashtabula you never know what you’re going to get especially if your credit isn’t good. J.D. Byrider only sells cars that have passed a rigorous inspection. Customers get a service agreement that is good for two years or 24,000 miles with a low $25 deductible. All of the repairs are done on site, and even after the car is paid off, customers can still bring their cars in for service.

Unfortunately, in rare cases, Gage says that they can’t work with someone to get financing for a car that day. They have what’s called a success plan where they sit down with people and tell them what they need whether it’s more income, a co-buyer, etc. This is a plan for the future.

Sometimes an uncontrollable life circumstance leaves you with bad credit, but it doesn’t make you a bad person. You still need a reliable car to get to work. J.D. Byrider is the car dealership who works with people with bad credit helping them rebuild it.