Holly H. Hines a bankruptcy attorney with clients throughout Worcester County, Massachusetts. With a J.D. from Massachusetts School of Law and years of experience in the industry, she makes it her goal to help consumers make more informed decision about their financial future.
Filing for Bankruptcy in Massachusetts
Massachusetts’ generous homestead exemption makes it an above-average location to file for debtors to file for bankruptcy.
How Far In Debt Do I Need to Be Before Bankruptcy Becomes an Option?
The time when it is right to file for bankruptcy really varies for every individual, based largely on his current income and financial situation.
The Biggest Mistake Debtors Make
The biggest error in judgment that I see debtors make is to think that they can file for bankruptcy on their own without an attorney by their side.
Is Credit Counseling Required Before I Can File for Bankruptcy?
Due to recent changes in the law, credit counseling has become a requirement for debtors who file for bankruptcy.
How Household Size Impacts Your Bankruptcy Filing
How the number of people living in a person’s home will impact his ability to file for a Chapter 7 bankruptcy, since more people means more allowances on income.
Should We File for Bankruptcy as Individuals or a Couple?
It does not cost any additional money to file for bankruptcy as a couple, which is why many spouses choose to do that rather than filing two separate individual cases.
Debt Consolidation vs. Bankruptcy
Debt consolidation can get a lot of people in trouble, becomes sometimes people end up paying more toward the consolidation company than they do toward their debts.
What is Reorganizing Debt?
When a consumer decides to reorganize debt, that essentially means that he has found a way to straighten out his finances.
Handling Credit Card Debt
Mounting credit card bills can be a scary thing to face, which is why it is worth it to speak to a bankruptcy attorney if you worry that you might be in trouble.
Can I Keep My Bankruptcy Filing a Secret?
Although it is generally possible to keep a bankruptcy filing secret from a spouse or employer, most people don’t need to do that.
How Will Bankruptcy Impact Child Support Payments
Domestic support obligations such as child support or alimony are typically not debts consumers can discharge through the bankruptcy process.
Can I File For Bankruptcy Twice?
The law does allow for debtors to file for bankruptcy multiple times, just as long as the wait the required period of time between filings.
Handling Unexpected Medical Bills
Unexpected medical bills can certainly be enough to force someone into bankruptcy. Luckily, these debts are generally easy to get discharged.
How Bankruptcy Impacts Car Repossession
For debtors who really want to keep their vehicles, we can work together to find a way to allow them to file for bankruptcy while also keeping their current car.
Will I Still Owe Taxes if I File for Bankruptcy?
Unfortunately, filing bankruptcy will not absolve most debtors of many types of federal or local tax debts.
Changes in Bankruptcy Law
Bankruptcy law is always changing, which is why it is so important to find an attorney who stays updated on the latest developments.
Home Foreclosures in Massachusetts
While Massachusetts isn’t the epicenter of foreclosure trouble, the state is being hit hard by a down economy.
What Is Bankruptcy Fraud?
Bankruptcy fraud is a federal crime that we take seriously, since lying or omitting information from bankruptcy documents is a serious offense.
This article is for informational purposes only. You should not rely on this article as a legal opinion on any specific facts or circumstances, and you should not act upon this information without seeking professional counsel. Publication of this article and your receipt of this article does not create an attorney-client relationship.
