Anthony Sce III is the president of Executive Insurance and Financial Services, where he sells insurance to individuals and business owners. A St. Johns University graduate, he has been in the insurance industry for more than 20 years. In these articles, he shares that expertise on all types of consumers insurance issues.
Why It’s Important to Have Insurance
Because of the litigious society we live in today, anyone with financial assets needs to have enough insurance to protect himself in case of a lawsuit.
Are Insurance Policies Cheaper if I Get Them With a Group?
Oftentimes insurance policies are cheaper if you purchase them as part of a group plan. However, there are other ways aside from employer affiliation that individuals can get group discounts these days.
Important Insurance Terms for Homeowners to Know
Here is a guide to the most important terms people should know before agreeing to purchase any homeowner’s insurance policy.
What to Look For When Comparing Homeowner’s Insurance Quotes
A few of the most important things to watch out for when comparing homeowner’s insurance quotes from different companies are the deductibles and liability limits.
How to Find the Best Homeowner’s Policy
By working with an independent agent, homeowners are able to get quotes from a number of A+ carriers when they are looking to change their homeowner’s policy. That can be a great way to ensure you are getting a good deal.
What Happens to My Homeowner’s Insurance If I Sell My Home?
When someone sells his home, he should cancel his current homeowner’s insurance policy at the same time.
Should I Get Flood Insurance?
Oftentimes, flooding is not covered under a general homeowner’s insurance policy. Because of that, some homeowners may want to think about seeking additional coverage.
Do I Need Renters Insurance?
People who live in rented homes need renter’s insurance, even if their roommates already have additional coverage.
When Is the Right Time to Get Life Insurance?
While the best time to get life insurance is different for everyone, I recommend that most people start looking into insurance as soon as they can afford it.
How to Choose the Right Life Insurance Policy
Working with an experienced insurance agent is the best way for any individual to find the best life insurance policy for his situation.
Can I Get Life Insurance Without Undergoing a Medical Exam?
It is rare that a person can purchase life insurance without undergoing any medical testing, although lengthy exams may not be required for those seeking only minimal coverage.
Do I Need Disability Insurance?
Many types of disability insurance are available for people today, and I encourage my clients to look into them and see if it’s something they are interested in.
Car Insurance Basics
It’s important that all drivers understand the basics of their automobile coverage, along with what will and won’t be covered in the event of an accident.
Myths About Auto Insurance
Many people think that having comprehensive coverage on their automobile ensures their financial safety in the event of an accident, but that is not necessarily the case.
Why It Costs More to Insure Teen Drivers
The lack of experience that most teenage drivers have is usually the reason why it costs so much to ensure them.
Should I Purchase the Optional Coverage When I Rent a Car?
Drivers should check with their automobile insurance company before paying for the optional insurance on a rented car, because oftentimes this type of coverage is already included in the driver’s regular policy.
What Is Umbrella Insurance?
Umbrella insurance policies protect individuals above and beyond what they are otherwise covered for under their other insurance policies.
What is Wedding and Event Protection?
Purchasing wedding or event insurance is the best way that couples can protect themselves financially in the event that something goes wrong on their special day.
Should I Insure My Engagement Ring?
Because engagement rings are a type of jewelry that is usually worn every day, and because it would be a financial burden for a couple to try and replace one on their own, I often advise my clients to look into this type of coverage.
